Total Loss Insurance Claims
Thread Starter
|
1st Gear
Joined: Feb 2005
Posts: 113
From: Northern Cali
Total Loss Insurance Claims
anyone here ever dealt with a 3rd party insurance company in a total loss claim? know your rights in such a situation? I had 21st century lowball me on my 96 audi a4...for only 8 grand...for basically a bone stock comparison to other 96 audi a4's going at dealers in the area..
they did not include in their appraisal...Rs4 Reiger full body kit, S3 Euro headlamps, H&R lowering springs, HID lighting.....nor the fact my sound equipment was custom boxed for my audi and i can't just drop it in some other vehicle without a bunch of other custom work unless i get the same car again...
do i stand a chance of reclaiming any of the cost for those aftermarket parts? thanks for any help you can provide...
they did not include in their appraisal...Rs4 Reiger full body kit, S3 Euro headlamps, H&R lowering springs, HID lighting.....nor the fact my sound equipment was custom boxed for my audi and i can't just drop it in some other vehicle without a bunch of other custom work unless i get the same car again...
do i stand a chance of reclaiming any of the cost for those aftermarket parts? thanks for any help you can provide...
Thread Starter
|
1st Gear
Joined: Feb 2005
Posts: 113
From: Northern Cali
RE: Total Loss Insurance Claims
panda - nah..didnt report them to the insurance company because its not my insurance company..its the insurer of the person who destroyed my car...got sideswiped...took out the whole left side of my car....they accepted liability and want to total my car..
karguy - thanks..replied with a couple questions..heh...
karguy - thanks..replied with a couple questions..heh...
2nd Gear
Joined: Jan 2003
Posts: 722
From: United States
RE: Total Loss Insurance Claims
ORIGINAL: A4NightRider
they did not include in their appraisal...Rs4 Reiger full body kit, S3 Euro headlamps, H&R lowering springs, HID lighting.....nor the fact my sound equipment was custom boxed for my audi and i can't just drop it in some other vehicle without a bunch of other custom work unless i get the same car again...did you report to your insurance co that you had these mods on your car and have additional insurance on it. if no usualy they will just replace broken parts with oem ones. as far as custum extrs like your stereo will only be replaced if your insurance company knew of it prior to your accident an had additional insurance on it
do i stand a chance of reclaiming any of the cost for those aftermarket parts? thanks for any help you can provide...
they did not include in their appraisal...Rs4 Reiger full body kit, S3 Euro headlamps, H&R lowering springs, HID lighting.....nor the fact my sound equipment was custom boxed for my audi and i can't just drop it in some other vehicle without a bunch of other custom work unless i get the same car again...did you report to your insurance co that you had these mods on your car and have additional insurance on it. if no usualy they will just replace broken parts with oem ones. as far as custum extrs like your stereo will only be replaced if your insurance company knew of it prior to your accident an had additional insurance on it
do i stand a chance of reclaiming any of the cost for those aftermarket parts? thanks for any help you can provide...
3rd Gear
Joined: Jul 2005
Posts: 2,654
From: Overland Park, Kansas
RE: Total Loss Insurance Claims
If you can prove that you bought all the parts and they were installed on the car, then you have a shot at getting them to pay for them. It will be pretty tough though. I'm an U/W for a insurance company, so I don't know everything about claims but do know that having receipts would help a ton. You should have gone through your own insurance company and had them subbrogate. It sucks that you report the claim but they will fight for you when it comes down to what you want from them.
