Hello! I've been lurking here for a while and this is my first post. Sorry if it's not in the right section of the forum.

I've decided to go with a 2014 S6. For business reasons I'm going to lease rather than buy. I've been a BMW guy forever and don't have a relationship with the local Audi dealer. I recently received a lease quote from the Audi dealer and the money factor seems high at .00260

Here is what I've been initially quoted:
36 months
15k/yr
$75295 Cap Cost (this is basically MSRP, I haven't negotiated it yet)
$37647 Residual (50%)
.00260 Money Factor

I have excellent credit. Is that money factor too high? It sure seems like it is.