(I couldn't find an insurance forum so I thought this might be a good place to get some answers)

My car was recently broken into. The passenger side front door window was completely smashed in (but that seems to be all the major damage) and there are minor scratches on the outside and inside of the door near the window. More than the outside, the inside (right by the window) is leather and has been frayed.

I am having the damage appraised in a few days, but I was wondering what to expect in terms of the scratches on the inside. The outside scratches can easily be touched up and will not be noticable at all, but the inside is leather and cannot just be "touched up" - despite being fairly minor (they are not very deep and not very long, but the leather has been clearly frayed in a few places). (For a better idea picture a cut 2-4 mm deep and 1-2 inches long in several places - very noticable from anywhere in the car).

Since my A4 is a "luxury car", those scratches will no doubt affect the value of the car. And since I am leasing, I may have to "fix" them before I return the car.

What do most insurance companies deem as significant enough damage to replace the leather on the inside (on the door panel next to the base of the window - not the seat leather)?

Any information will be helpful before I meet the appraiser.

Thanks.