So here is the low down... I just turned 25 perfect driving record no tickets no accidents nothing (knock on wood) my whole life I have been told once you turn 25 your insurance premium drops. So I call up nationwide and the lady tells me "that is only in certain states and Virginia isnt one of those states. In Virginia your rates will drop once you turn 30 or get married" Well f that I am not getting married anytime soon and i dont plan on turning thirty for at least 5 more years.

My rates are lower than they were in MD which is nice but I was really looking forward to that drop. Have people heard the same thing or was my insurance agent just feeding me a boat load of crap.

Thanks for the Help advice

 

That sounds like bullshit to me. Insurance companies would have a company wide policy that institutes these rate changes, not a state by state basis. I would go check out progressive direct which is what I have and they are the cheapest I have found (plus they will supposedly give you the rate of several competitors). Nationwide is a tad expensive, just look at all the advertising they do, they have to pay for those commercials somehow.

 

Thanks for the advice i am going to call back and raise a little hell and see what happens I will also call progressive and get some quotes ..... Thanks again

 

F#$! Nationwide....Biggestbunch of grifters in thatshady industry.
If you are living in the Northern VA area and have no tickets or accidents - they should be kissing your butt to keep you as a customer.
If you have been with them at least two years - go shop around - you will find a much better deal and better service. We make it a point to switch auto insurance about every three years - get the initial good premium, let them raise it a bit every renewal - then switch to someone else and get that lower 'new customer premium'. Definitely look at Progressive, Esurance, and Unitrin Direct. Unitrin is part of the Kemper group - but, you don't pay for an agent's commission. The customer service and claims department is outstanding at Unitrin. We had Progressive a few years back - it may be time to switch back to them this fall.

 

Careful if you go with Progressive. I had them with my last car, and rates "in my area" according them justified noticeable rate increases. Then when I had a minor collision, they literally doubled my next bill. I dropped em immediately. State Farm takes much better care of me now, though they are higher than the initial rate I paid Progressive.

 

Wow I had allstate for a long time but dropped them because they just keep getting more expensive. Geico is ok but looking into aig as well as AAA(triple A) I know they started in Califronia but have been in every state I have lived in so far and my parents use them and they were with State Farm for 20yrs and left. So if you have AAA in your state look them up they aren't just roadside assistnce anymore.

 

I've found that auto insurance companies gradually raise the rates for their customers - even if they haven't had an accident or ticket.
After4 years with the same company i noticedmy rates going upsignifcantly higher thantheir initial quote when I first wentwith them. Initially i chalked it off as inflation etc. But then on a hunch, I asked my broker to requote my auto insurance as though i was a new customer and my rate dropped $1500/year for 3 cars, 3 driversfor the same coverage, same company.
I suspect that the insurance companies slowly work the number up every year to increase their profits and hope the consumer doesnt notice.
Unfortunately I can't shop for auto insurance as the main thing here in Long island - is homeowner's insurance- which is incredibley difficult to get and keep. One way to keep HO insurance is by combining with auto insurance.