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MilitantGrunt 06-22-2006 06:55 PM

Insurance
 
Quick question. If the car is going to be insured in my fathers name, does it have to be titled in his name as well? Or can I have the car titled to me but insured under my fathers name.

miked 06-22-2006 07:00 PM

RE: Insurance
 
You can be the primary driver and can be insured under your dads name. I am insured on the least valuable car we own, but and the primary driver on my car, which is insured under my dads name.

evoic 06-22-2006 10:19 PM

RE: Insurance
 
[:@][:@][:@]

I just called my insurance company to add my new Audi and take my BMW 330i off of the policy.....

Even though the BMW was a $44,000 car and the Audi is a $35,000 car - it's going to cost me about $100 MORE every 6 months on my insurance.

What's up with that?? Same coverage, both are safe German cars that get great crash ratings, and my Audi is a friggin' 4-banger.
How does a car that is $9k cheaper actually cost me more to insure??

A4speed 06-22-2006 10:23 PM

RE: Insurance
 


ORIGINAL: evoic

[:@][:@][:@]

I just called my insurance company to add my new Audi and take my BMW 330i off of the policy.....

Even though the BMW was a $44,000 car and the Audi is a $35,000 car - it's going to cost me about $100 MORE every 6 months on my insurance.

What's up with that?? Same caoverage, both are safe German cars that get great crash ratings, and my Audi is a friggin' 4-banger.
How does a car that is $9k cheaper actually cost me more to insure??
Probably cuz they see it has a turbo on it. The BMW is just engine, thats my guess anyways...

evoic 06-22-2006 10:27 PM

RE: Insurance
 

ORIGINAL: A4speed

Probably cuz they see it has a turbo on it. The BMW is just engine, thats my guess anyways...
Bah.....200hp AWD vs 225hp RWD.
The Audi seems like it would be slower, safer, AND less expensive.

I'm bitter.

miked 06-22-2006 10:32 PM

RE: Insurance
 
That sucks, I'd be interested to hear the logic behind that.

devin6224 06-22-2006 10:56 PM

RE: Insurance
 
insurance companies are evil in my opinion

a4sport 06-22-2006 11:01 PM

RE: Insurance
 
Lots of variables depend on insurance costs. Parts pricing, turbo vs na, awd vs fwd/rwd.....list goes on and on.

I bet audi is more because of turbo and awd alone.

blkapra4 06-22-2006 11:10 PM

RE: Insurance
 
actually the vehicle has to be registered to the named insured..... BUT some less reputable companies will overlook that

joelml 06-23-2006 12:36 AM

RE: Insurance
 
i work for an insurance company. if the vehicle is owned by you you have to be on the insurance policy. if you are not on the policy but you do own the car there is no insurable interest for the named insured and some companies can and would deny a claim.


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