SO here is the deal:
I owe 13266. on my 2000 a4 that with 38k. It books out at 16=/-. I have another 2000.00 saved up. My payments are 431.00 I have three of a four year loan left.

My question is: In my position would you:

A. Sell the car and try to buy an S4, A6 2.7 or 4.2, or an S8....of course with a little higher milage?
Or
B. Get the upsolute chip, GIAC tip, DV, Ecode HID, wheels and tires?

Keep in mind that the option cars all have most of the choses on them.

 

$500 a month is a lot of money for a 2000 i would sell and ride the bus for a while. look for a high mileage s4 or v8 a6

 

431 a month for a 4 year loan on 18k balance is about right. so if he bought a low mileage a4 for 18k the monthly payment doesnt matter. What does is the loan balance and the term.

 

I pay 236 and i paid around 13 for my 99.

Ur paying way to much plus insurance o man!

 

So you financed 13k fr 5 years?

 

i finance 4400 for 5 years

 

sorry i didnt mention this part i gave the dealership a 5500 downpayment. and then i had 7500 left to pay, But i got the car a month ago and i paid them 2,000 this month

 

**** if you only finance that much why not just do it for 1 year and have it paid off !!!!!!!

 

sell, thats way too much for that car.

 

Ok first question AWOL. Do you like your car?

At this point you have owned the car for a year right? You owe a few thousand less than retail on the car. So your ahead. if you where to trade you wouldnt get anything on it. Why does everyone think you are paying to much for this car? Did you put a down payment on it? Or finance it all. Seams like everyone is making assumptions. Would you:

A. rather have a low mileage car that will be paid off in a few years.
B. trade your car and probably pull even, maybe
c. get rid of it regardless to get a higher model line with a lot more miles and more expensive to repair.

Now, money may not be a problem for you, if its not great do what you want. But I would guess you probably dont have the money to buy a lower milease s4 or s8 hence the reason your looking at a higher mileage car. I honestly would stick with somethign that is within your means. Sounds like you have a pretty nice car (5 years old less than 40k miles quattro) you have me jealous. Im driving a 2004 grand prix, for the money i spent i could be driving couple year old s4 and be having more fun. Now i have to wait a few years :-(