I hope that this is the best place to post this. I almost leased an S5 a couple years ago and at that time I could pay for additional security deposits and it would lower the money factor by approximately 0.1% effective interest rate.

I am looking at a lease on a 2015 Audi R8 and asked about paying additional security deposits. The dealership told me that I could put more security payments down, but it did not change the money factor or lease in any way.

Is the program still in place to pay down the money factor with additional security payments? If so, is there any negative to the dealership for offering this?

Cheers.