Hey guys, I currently have a TT and i am looking to get an s4... I heard the insurance on these is pretty harsh. Can anyone back this up or is it not too bad?

 

couldnt tell you. depends on age, location, insurance company, insurance options, driving record, how often you drive the car, number of cars being insured. etc etc.

go online or call and get rates from different companys, thats the best way.

i believe mine is $1,400 for 6 months. i just took the insurance off a few months ago though because im not driving it.

 

haha ok thanks... i think the fact im 18 doesnt help me though i have a clean record and i get a discount because im on some good grades program... but thanks for the input

 

yeah im 18 too. My old insurance company charged me $4600/ year. I have 1 speeding ticket and 1 ticket for a stopsign violation. My new one charges me $1400 for 6 months so thats a BIG difference. Your best bet it really to check it out for yourself.

 

There are a lot of variables that go into deciding an insurance premium. My insurance went up about $100 a month when I added it as my DD and moved my truck to a recreational vehicle. I've got a few tickets and other claims, under 26 and married. My premium is $650 for 6 months.

 

I'm at 170/month for that, it sucks dude. At least you get some off for it being a 4 door rather than your 2 door TT haha that hardly matters....

 

yeah im sure the bi-turbo v6 and higher MSRP more than make up for the 2 extra doors...

 

I'm 18 as well. but for some crazy reason I pay $120/mo. maybe something to do with how my family insured my S4, my A6, and My BMW at the same time. along with their two trucks and a van.

 

would your parents be able to carry you as a rider on their insurance or are you just willing to go alone get your a policy somewhere?

is the car paid for? would you consider liability only? that may depend on your state...having good grades helps with some companies

i pay $686 for a year of full coverage on my S4, but im aolder...somewhat, with no traffic tickets in the last 7 years and i'm working full time...but ive also been a customer for years with my insurance company

rates will vary on a lot of things in the long run...until you are 21 or so, insurance companies won't be willing to give you a lesser rate

good luck hunting i suppose

 

Im 23 and pay 105 a month to get full coverage with 500K limits on the 2000 S4, and an 87 porsche 924S.

Yes, I have a perfect driving record. My friend cant insure his 4 cylinder malibu for under 175 a month because of all his tickets.