Thanks for all the advice from everyone. There was indeed a problem going on that could of turned into a real BIG problem. My waterpump went out and there were some screws that had managed to come loose and one actually came completely out of the driver side outer cam-sprocket. So I am real lucky that the loose screw did not end up inside my timing belt because it would of ruined my engine. I now have an estimate of $1000.00 to replace my timing belt, waterpump, pulleys, and ofcourse they will tighten all the screws and replace the missing one. About $ 700.00 of that is parts and the rest is labor, which I think is a pretty fair price.