Insurance in NJ
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1st Gear
Joined: Jun 2005
Posts: 84
Insurance in NJ
Need some help guys, I am looking at a 2004 S4, and I am currently 20. I have no tickets or accidents. This would be my first car on my own insurance in NJ. Someone have any idea at all what the rate would be?? Thanks guys.
Joined: Oct 2006
Posts: 3
From:
RE: Insurance in NJ
I'm from NJ also I just picked up All State. ( I just bought '02 A4 1.8t the other day full coverage 50,000/100,000, and its my first time being on my own plan) Im 22 and have 2 serious tickets, one from an accident and the other doing 92 in a 65 on the turnpike. My down payment was 180 due right away, and my monthly is 140. I also have a 3.0 gpa (they didn't ask me to verify it) which dropped the price close to 100 bucks a month. Man I feel your pain trying to shop for ins. in NJ its a bitch. The cheapest after all state was geico (270 down payment , 200 month) All the others were rediculous: progressive, liberty, state farm, AIG. My only real advise is to shop around for quotes online; write down all the quote ref #'s, and call to get a solid quote, because the online quotes vary alot from the final.
3rd Gear
Joined: Apr 2006
Posts: 2,948
From: Tacoma, WA
RE: Insurance in NJ
The rates also go by zip code & other things. What I pay you will not pay.
You have to call & ASK what they will charge you, or go to gico.com and
see what there thing tells you.
I'm thinking NJ & under 25yo, it's going to be expensive.
You have to call & ASK what they will charge you, or go to gico.com and
see what there thing tells you.
I'm thinking NJ & under 25yo, it's going to be expensive.
1st Gear
Joined: Sep 2006
Posts: 23
From:
RE: Insurance in NJ
ORIGINAL: 02A4Matt
I'm from NJ also I just picked up All State. ( I just bought '02 A4 1.8t the other day full coverage 50,000/100,000, and its my first time being on my own plan) Im 22 and have 2 serious tickets, one from an accident and the other doing 92 in a 65 on the turnpike. My down payment was 180 due right away, and my monthly is 140. I also have a 3.0 gpa (they didn't ask me to verify it) which dropped the price close to 100 bucks a month. Man I feel your pain trying to shop for ins. in NJ its a bitch. The cheapest after all state was geico (270 down payment , 200 month) All the others were rediculous: progressive, liberty, state farm, AIG. My only real advise is to shop around for quotes online; write down all the quote ref #'s, and call to get a solid quote, because the online quotes vary alot from the final.
I'm from NJ also I just picked up All State. ( I just bought '02 A4 1.8t the other day full coverage 50,000/100,000, and its my first time being on my own plan) Im 22 and have 2 serious tickets, one from an accident and the other doing 92 in a 65 on the turnpike. My down payment was 180 due right away, and my monthly is 140. I also have a 3.0 gpa (they didn't ask me to verify it) which dropped the price close to 100 bucks a month. Man I feel your pain trying to shop for ins. in NJ its a bitch. The cheapest after all state was geico (270 down payment , 200 month) All the others were rediculous: progressive, liberty, state farm, AIG. My only real advise is to shop around for quotes online; write down all the quote ref #'s, and call to get a solid quote, because the online quotes vary alot from the final.
I do not think that this is a good comparison for ya. These numbers above are quoted on an a4 and not a s4. I lived in nj for 5 years and i never saw my payments go under 1200 every 6 months and iam 27. i have 2 tickets but no points; and this was in a gti. i did not own a s4 when i lived in nj.
summary
NJ = GTI[:'(]
PA = S4
I have a feeling you will be around 2600 - 3000 a year.
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