just got my first bill for insurance and have to pay like $398 and was wondering what other people are paying personally i think thats really high for how safe this kind of car is and im sure being 18 and a male doesnt help and the $398 i pay four months in a row twice a year so thats $3184 a year.

 

What is your driving record like? Call around and get some different quotes.

 

Yeah, it doesn't help AT ALL. The safeness of the car has little, if anything, to do with your insurance rates at that age.

I'm currently at around $1200 for the year with an '01 A4 1.8T, but i'm 25 years old, with a clean driving record
*knock on wood*

But i remember when i first started looking at buying a car when i was 19, and, for a 1992 VW Golf, no one was even considering insuring me for less than $3000/yr.

So it sounds about right, to me.

 

I pay 128 a month with USAA (dad was in the military, I'm not though)

I am 24 and have a clean driving record as well (knocks on wood too) hah

What insurance are you using to pay 1200 a year?

 

i pay $111 a month for full coverage with geico, 24 years old.

 

$3k a year seems sort of insane even for a young male unless you have a terrible record. It's not relevant, but I have 2 speeds on my record and pay $70/month for full coverage. But I'm married and am 28. Where you live has a lot to do with it as well.

 

dang, thats awesome!

 

Agreed. I'm 33, clean license, and have 100% coverage - everything you can cover, I have covered. $500 deductible, relatively safe area. $66/month

One reason why his rates are high is the high parts cost for these cars. Insurance companies aren't dumb - they know if you file a claim on an Audi, it's gonna cost, so they're going to get their pound of flesh in advance. Case in point - my buddy hit a 150lb deer at 60mph in his 2000 Passat 30v. Had to replace hood, fender, bumper cover, washer reservoir, headlight, grille, and grille emblem. Total bill was $4219. On a side note, the damage he sustained at that speed would probably be equal to the damage to a Cavalier if it hit the deer at 15-20mph. I couldn't believe how well the car held up. These things are tanks.

 

i pay $53 / month ($635 / year) for my insurance

i am 21 years old

ive been in 1 accident and have gotten 1 speeding ticket

This $53 is only for liability though : \

thing is, i just hit a deer and did like $200 damage to my car... so having full coverage wouldnt have even helped me causei figure, if i would get full coverage it would probably be $1000 deductible (to keep insurance affordable...)

idk though, i paid $6k for the car, and i would be paying 1200 / year for full coverage plus 1k deductible, so if i use my car for 3.5 or 4 years with no major major accidents i think i made the right choice. if not, i probably would have been better off going the full coverage route.

thing i

 

I pay 53 a month with a clean record but that is with only liability